Closed

Improved disaster risk pricing assessment

HORIZON Innovation Actions

Basic Information

Identifier
HORIZON-CL3-2022-DRS-01-06
Programme
Disaster-Resilient Society 2022
Programme Period
2021 - 2027
Status
Closed (31094503)
Opening Date
June 30, 2022
Deadline
November 23, 2022
Deadline Model
single-stage
Budget
€11,000,000
Min Grant Amount
€6,000,000
Max Grant Amount
€6,000,000
Expected Number of Grants
1
Keywords
Insurance & FinanceIntangible cultural heritageClimatology and climate changeSecurityArtificial IntelligenceScenario and decision simulationFinancial modellingGeo-information and spatial data analysisCultural heritage, cultural memoryStructures vulnerability predictionStandardisationCivil securityDisaster resilience and crisis managementDigital Agenda

Description

ExpectedOutcome:

Project results are expected to contribute to some of the following expected outcomes:

  • Contribute to the public accessibility of fiscal data and information related to disaster risks, and available risk transfer mechanisms such as insurance in an easily available and understandable way.
  • EU-wide or international standard or guidance on how to monetise and account intangible values from Climate Adaptation and Disaster Risk Reduction measures
  • Innovative financial instruments and IT-solutions to reduce transaction costs for disaster risk finance and insurance products (e.g. earth observation data, artificial intelligence, financial technologies)
  • Research and testing of novel European, cross-border, national and regional disaster risk financing frameworks. This needs to involve a wide range of stakeholders (e.g. disaster risk management, finance, communication) from public and private sectors.
  • Risk model development for future natural catastrophe events, development of European stress-testing scenarios including vulnerable hotspots and uninsurable risks.
Scope:

Natural disasters (weather and climate related extremes and geological events) in the EU have cost on average EUR 17 billion per year the past ten years. Around 35 % of the total losses from climate and extreme and weather events are insured today in the EU, although the proportion of the insured losses ranges from 1 % in Romania and Lithuania to about 60 % in Belgium. In the near-term future, the European insurance industry and their regulators have warned that affordability and insurability are likely to become an increasing concern with climate change. Insurance, in combination with other risk transfer and financing mechanisms, is an important tool to achieve disaster risk reduction targets. Insurance plays an important role in financially supporting the recovery of individuals, organisations, businesses and communities affected by natural disasters. Large disaster losses in recent years have led insurance companies to re-examine their approach to increase the extent of insurance coverage and compensation for loss in vulnerable areas. This includes increasing their investment in assessing and modelling risk, developing advice on risk prevention and establishing new forms of coverage to support governments in managing the costs they face in post-disaster recovery. Questions remain about the limits of insurance in tackling fast-rising threats - not only how people at highest risk and with lower incomes can afford it, but whether insurance models can cope with much more frequent and destructive. Rethinking insurance pay-outs, giving homeowners clearer information on potential risks - using simple online tools, or providing data at the time of house purchases - may also be the way forward more resilient communities.

Specific Topic Conditions:

Activities are expected to achieve TRL 5-6 by the end of the project – see General Annex B.

Cross-cutting Priorities:

Digital Agenda
Artificial Intelligence

Destination & Scope

This Destination supports the implementation of international policy frameworks (e.g. the Sendai Framework for Disaster Risk Reduction, the Paris Agreement, Sustainable Development Goals), EU disaster risk management policies tackling natural and man-made threats (either accidental or intentional), European Green Deal priorities including the new EU Climate Adaptation Strategy COM(2021) 82 final., as well as the Security Union Strategy[[COM(2020) 605 final.]] and the Counter-Terrorism Agenda[[COM(2020) 795 final.]] .

The world and our societies are facing growing risks from anthropogenic and natural hazards, which call for enhanced capacities in risk and resilience management and governance[[Overview of natural and man-made disaster risks the European Union may face, SWD(2020) 330.]], including instruments for better prevention and preparedness, technologies for first and second responders[[A “second responder” is a worker who supports "first responders" such as police, fire, and emergency medical personnel. They are involved in preparing, managing, returning services, and cleaning up sites during and after an event requiring first responders, including crime scenes and areas damaged by fire, storm, wind, floods, earthquakes, or other natural disasters. These types of services may include utility services (shutdown or reinstatement of electrical, gas, sewage, and/or water services), wireless or wireline communication services, specialty construction (i.e. shelter construction), hazardous waste clean-up, road clearing, crowd control, emergency services (i.e. Red Cross), first aid, food services, security services, social services (i.e., trauma counsellors), and sanitation.]], and where relevant for citizens, and overall societal resilience. The increasing severity and frequency of extreme weather events (e.g. floods, heat and cold waves, storms) and associated events (e.g. forest fires) resulting from climate change compounded vulnerabilities and exposure require a specific research focus while geological hazards (e.g. earthquakes, tsunamis, volcanic eruptions) and slow-onset trends (e.g. sea-level rise, glacier melt, droughts) also deserve a continuous attention. Anthropogenic threats also demand strengthened crisis management capacities, as shown by recent industrial accidents and terrorist attacks associated with chemical, biological, radiological, nuclear and explosive materials (CBRN-E). Finally, the COVID-19 crisis has demonstrated how societies have become more exposed and vulnerable to pandemic risks and has shown that existing global inequalities often exacerbate both the exposure and vulnerability of communities, infrastructures and economies.

Risk reduction of any kind of disasters is regulated by a number of international, EU and national and local policies and strategies covering various sectors and features such as awareness raising and communication, prevention, mitigation, preparedness, monitoring and detection, response, and recovery. Our societies nowadays have to deal with complex and transboundary crises within which a more systemic approach with strict interconnection between risk reduction and sustainable development is needed. Complex crises affect scientific, governance, policy and social areas and require inter-sectoral cooperation. A wide range of research and technological developments, as well as capacity-building and training projects, has supported the development and implementation of policies and strategies. However, integrating further research and innovation needs is often difficult owing to the complexity of the policy framework and the high level of fragmentation of research and capacity-building initiatives. In addition, enhanced cooperation and involvement of different sectors and actors are essential, including policy-makers, scientists, industry/Small and Medium Enterprises (SMEs), public administration (both at national and regional/local level), scientists, credit/financial institutions, practitioners, Non-Governmental Organisations (NGOs), and Civil-Society Organisations (CSOs), notwithstanding the citizen dimension.

In this respect, the implementation of international policy frameworks (e.g. the Sendai Framework for Disaster Risk Reduction, the Paris Agreement), EU disaster risk management policies, in particular the Union Civil Protection Mechanism (UCPM), the European Green Deal policies such as the new EU Climate Adaptation Strategy, as well as the Security Union Strategy and the Counter-Terrorism Agenda (in particular for disasters linked to terrorism), requires cross-border and cross-sectoral cooperation an enhanced collaboration among different actors and strengthened knowledge covering the whole disaster management cycle, from prevention and preparedness to response and recovery (and learning). Understanding and exploiting the existing linkages and synergies among policy frameworks represents in this sense a global priority for future research and innovation actions in the field of natural hazards and man-made disasters.

For the response side, international cooperation on research and innovation with key partners has the potential to identify common solutions and increase the relevance of outcomes. As such, the International Forum to Advance First Responder Innovation (IFAFRI) and other Expert Networks involved in UN and/or NATO initiatives have provided overviews of existing gaps and are in the position to engage in cooperation with partners inside and outside the EU, the results of which can provide a valuable source for identifying most urgent needs concerning disaster management (e.g. knowledge, operational, organizational and technological) of relevance to international cooperation, in particular in support to the implementation of international policies such as the Sendai Framework for Disaster Risk Reduction.

Integrated approaches are essential to bridge different policy areas including civil protection, environment (including water, forestry, biodiversity / nature and Seveso-related policies), climate adaptation and mitigation, health and consumer protection, and security (in particular in the CBRN-E area). Common resilience pathways emerging from different scientific and operational domains still need to be explored in terms of their implementation potential. It also requires the strengthening of opportunities for transdisciplinary and transboundary joint efforts in order to organise and structure, a new strategy for the Horizon Europe Framework with all the relevant actors. In particular, the paradigm shift from managing “disasters” to managing “risks” and enhancing resilience needs to be supported by research and innovation actions, including innovative methods and solutions addressed to decision-makers, to support complementary education and training needed in all the domains of interventions (from public administration to private companies, citizens, NGOs), complementary procedural and organisational changes that have impact on the overall society as well as on technologies, processes, procedures and various tools in support of first and second responders operations. A huge body of knowledge and technology has been developed in the Seventh Framework Programme and Horizon 2020. This forms a strong legacy that will pave the way for future research in support of an enhanced resilience of European society to disasters of any kind, and previous findings will need to be fully recognised and used in forthcoming research developments.

Successful proposals under this Destination are encouraged to closely cooperate with other EC-chaired or funded initiatives in the relevant domains, such as the Networks of Practitioners projects funded under H2020 Secure Societies work programmes, the Knowledge Networks for Security Research & Innovation funded under the Horizon Europe Cluster 3 Work Programme, the Community of Users for Secure, Safe and Resilient Societies (future CERIS –Community of European Research and Innovation for Security) or other Knowledge Networks set-up by European Commission services (e.g. the Union Civil Protection Knowledge Network[[Article 13 of Decision No 1313/2013/EU on a Union Civil Protection Mechanism and subsequent amendments.]]).

Furthermore, in order to accomplish the objectives of this Destination, additional eligibility conditions have been defined with regard to the active involvement of relevant security practitioners or end-users.

Proposals involving earth observation are encouraged to primarily make use of Copernicus data, services and technologies.

Proposals for topics under this Destination should set out a credible pathway to contributing to the following expected impact of the Horizon Europe Strategic Plan 2021-2024:

“Losses from natural, accidental and man-made disasters are reduced through enhanced disaster risk reduction based on preventive actions, better societal preparedness and resilience and improved disaster risk management in a systemic way.”

More specifically, proposals should contribute to the achievement of one or more of the following impacts:

  • Enhanced understanding and improved knowledge and situational awareness of disaster-related risks by citizens, empowered to act, thus raising the resilience of European society;
  • More efficient cross-sectoral, cross-disciplines, cross-border coordination of the disaster risk management cycle (from prevention, preparedness to mitigation, response, and recovery) from international to local levels.

Enhanced sharing of knowledge and coordination regarding standardisation in the area of crisis management and CBRN-E.

Strengthened capacities of first responders in all operational phases related to any kind of (natural and man-made) disasters so that they can better prepare their operations, have access to enhanced situational awareness, have means to respond to events in a faster, safer and more efficient way, and may more effectively proceed with victim identification, triage and care.

Eligibility & Conditions

General conditions

1. Admissibility conditions: described in Annex A and Annex E of the Horizon Europe Work Programme General Annexes

 

 

Proposal page limits and layout: described in Part B of the Application Form available in the Submission System

 

 

2. Eligible countries: described in Annex B of the Work Programme General Annexes

A number of non-EU/non-Associated Countries that are not automatically eligible for funding have made specific provisions for making funding available for their participants in Horizon Europe projects. See the information in the Horizon Europe Programme Guide.

 

3. Other eligibility conditions: described in Annex B of the Work Programme General Annexes

 

The following additional eligibility criteria apply:

This topic requires the active involvement, as beneficiaries, of at least 2 representatives of the financial sector and of insurance companies from at least 2 different EU Member States or Associated countries. For these participants, applicants must fill in the table “Eligibility information about practitioners” in the application form with all the requested information, following the template provided in the submission IT tool.

 

4. Financial and operational capacity and exclusion: described in Annex C of the Work Programme General Annexes

 

 

5. Evaluation and award:

 

  • Award criteria, scoring and thresholds are described in Annex D of the Work Programme General Annexes
  • Submission and evaluation processes are described in Annex F of the Work Programme General Annexes and the Online Manual

To ensure a balanced portfolio, grants will be awarded to applications not only in order of ranking but at least also to those that are the highest ranked within set topics, provided that the applications attain all thresholds.

  • Indicative timeline for evaluation and grant agreement: described in Annex F of the Work Programme General Annexes

 

6. Legal and financial set-up of the grants: described in Annex G of the Work Programme General Annexes

 

Specific conditions

7. Specific conditions: described in the [specific topic of the Work Programme]

 

Documents

Call documents:

Standard application form — call-specific application form is available in the Submission System

Standard application form (HE RIA, IA)

Standard application form (HE CSA)

Standard application form (HE PCP)

Standard evaluation form  will be used with the necessary adaptations

Standard evaluation form (HE RIA, IA)

Standard evaluation form (HE CSA)

Standard evaluation form (HE PCP PPI)

MGA

HE General MGA v1.0

Call-specific instructions

Template for Security & eligibility conditions in Horizon Europe 

 

 

Additional documents:

HE Main Work Programme 2021–2022 – 1. General Introduction

HE Main Work Programme 2021–2022 – 6. Civil Security for Society

HE Main Work Programme 2021–2022 – 13. General Annexes

HE Programme Guide

EU Financial Regulation

Rules for Legal Entity Validation, LEAR Appointment and Financial Capacity Assessment

EU Grants AGA — Annotated Model Grant Agreement

Funding & Tenders Portal Online Manual

Funding & Tenders Portal Terms and Conditions

Funding & Tenders Portal Privacy Statement

 

Support & Resources

Online Manual is your guide on the procedures from proposal submission to managing your grant.

Horizon Europe Programme Guide contains the detailed guidance to the structure, budget and political priorities of Horizon Europe.

Funding & Tenders Portal FAQ – find the answers to most frequently asked questions on submission of proposals, evaluation and grant management.

Research Enquiry Service – ask questions about any aspect of European research in general and the EU Research Framework Programmes in particular.

Enterprise Europe Network – contact your EEN national contact for advice to businesses with special focus on SMEs. The support includes guidance on the EU research funding.

IT Helpdesk – contact the Funding & Tenders Portal IT helpdesk for questions such as forgotten passwords, access rights and roles, technical aspects of submission of proposals, etc.

European IPR Helpdesk assists you on intellectual property issues.

CEN-CENELEC Research Helpdesk and ETSI Research Helpdesk –  the European Standards Organisations advise you how to tackle standardisation in your project proposal.  

The European Charter for Researchers and the Code of Conduct for their recruitment – consult the general principles and requirements specifying the roles, responsibilities and entitlements of researchers, employers and funders of researchers.

Partner Search Services help you find a partner organisation for your proposal.

 

Latest Updates

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